Bank of Baroda IFSC Code, MICR & SWIFT Code Details – All Branches in India
Looking for the IFSC, MICR, and SWIFT codes of Bank of Baroda? Whether you’re making an online transfer via NEFT, RTGS, or IMPS, having the correct bank codes is essential. At WhatIsMyIFSC.in, we help you easily locate the codes you need for every Bank of Baroda branch across India.
About Bank of Baroda
Bank of Baroda (BoB) is one of India’s leading public sector banks, established in 1908 and headquartered in Vadodara, Gujarat. It has a strong domestic and international presence, with over 8,000 branches and a network in more than 20 countries.
The bank offers a wide range of services including savings and current accounts, personal and home loans, fixed deposits, internet banking, and international remittance facilities.
Bank Name: Bank Of Baroda
Next, you may also want to check the Baroda Gujarat Gramin Bank, another trusted financial institution affiliated with Bank of Baroda, serving customers in rural Gujarat with excellent banking services.
Q1: What is an IFSC Code?
Ans: IFSC stands for Indian Financial System Code. It’s an 11-character alphanumeric code issued by the Reserve Bank of India (RBI) to uniquely identify every bank branch that participates in digital fund transfers. IFSC codes are essential for online transactions such as NEFT, RTGS, and IMPS. You can find your IFSC code using our Home or Search By Bank Name page.
Q2: Why is the IFSC Code important in online banking?
Ans: The IFSC code helps route your transaction to the correct branch. Without it, online transfers may fail or be delayed. It ensures that the money reaches the exact destination branch without manual errors or confusion.
Q3: What is a MICR Code?
Ans: MICR stands for Magnetic Ink Character Recognition. It is a 9-digit numeric code used to identify banks and branches that are part of the Electronic Clearing System (ECS), especially for processing cheques faster.
The MICR code is printed on the bottom of cheques and helps in the secure and fast clearing of physical instruments.
Q4: What is a SWIFT Code?
Ans: You can find the SWIFT code on your bank’s official website (Ex: State Bank of India) or by contacting your branch. Alternatively, our platform will soon include SWIFT code search tools to make your task even easier.