Search IFSC Code by Bank Name
Search Indian Bank IFSC, MICR, and Branch Details with Ease
Welcome to WhatIsMyIFSC.In – your trusted online tool to search bank IFSC code by bank name for all Indian banks. Whether you’re looking for an IFSC code to transfer funds via NEFT, RTGS, or IMPS, this page makes it simple and quick.
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Q1: What is an IFSC Code?
Ans: IFSC stands for Indian Financial System Code. It’s an 11-character alphanumeric code issued by the Reserve Bank of India (RBI) to uniquely identify every bank branch that participates in digital fund transfers. IFSC codes are essential for online transactions such as NEFT, RTGS, and IMPS. You can find your IFSC code using our Home or Search By Bank Name page.
Q2: Why is the IFSC Code important in online banking?
Ans: The IFSC code helps route your transaction to the correct branch. Without it, online transfers may fail or be delayed. It ensures that the money reaches the exact destination branch without manual errors or confusion.
Q3: What is a MICR Code?
Ans: MICR stands for Magnetic Ink Character Recognition. It is a 9-digit numeric code used to identify banks and branches that are part of the Electronic Clearing System (ECS), especially for processing cheques faster.
The MICR code is printed on the bottom of cheques and helps in the secure and fast clearing of physical instruments.
Q4: What is a SWIFT Code?
Ans: SWIFT code (also called BIC – Bank Identifier Code) is used for international money transfers. It helps identify your bank globally. A SWIFT code is either 8 or 11 characters long.