Banking Holiday 2025 in India – Full Month-wise List

If you’re planning financial transactions, scheduling a bank visit, or simply looking to stay ahead of your personal or business finance plans, knowing the banking holiday 2025 list is crucial. In India, banks remain closed on national holidays, state-specific festivals, and the 2nd and 4th Saturdays of each month. This comprehensive guide offers a month-wise breakdown of holidays in 2025 to help you prepare in advance.

Whether it’s public sector banks, private financial institutions, or cooperative banks, all follow the holiday schedule notified by the Reserve Bank of India (RBI) and respective state governments. Let’s explore the bank closure dates in 2025 to ensure you never face any last-minute surprise.

January 1 (Wednesday) – New Year’s Day
January 14 (Tuesday) – Makar Sankranti / Pongal
January 26 (Sunday) – Republic Day (National Holiday)
Note: Republic Day is a compulsory national holiday when all banks across the country are shut.

February 26 (Wednesday) – Maha Shivratri
This Hindu festival is widely observed in various states. Banks in those regions will remain closed.

March 14 (Friday) – Holi
A major festival in North India, Holi sees widespread bank shutdowns.
March 30 (Sunday) – Ugadi / Gudi Padwa / Cheti Chand (regional holidays)
March 31 (Monday) – Eid-ul-Fitr (Ramzan)
One of the most important Islamic festivals, banks remain closed in most parts of the country.

April 10 (Thursday) – Mahavir Jayanti
Celebrated by the Jain community.
April 14 (Monday) – Ambedkar Jayanti
April 18 (Friday) – Good Friday
An important day for Christians, observed nationwide.

May 1 (Thursday) – Labour Day / Maharashtra Day
Observed in several states.
May 9 (Friday) – Rabindra Jayanti (West Bengal)
May 23 (Friday) – Buddha Purnima
Observed nationally, especially in Buddhist regions.

June 6 (Friday) – Eid al-Adha (Bakrid)
A key Islamic holiday, banks stay closed throughout India.

July 17 (Thursday) – Muharram
Observed in many states, particularly those with a large Muslim population.

August 15 (Friday) – Independence Day (National Holiday)
Banks across India are shut.
August 16 (Saturday) – Janmashtami
August 19 (Tuesday) – Raksha Bandhan (in select states)

September 5 (Friday) – Eid-e-Milad-un-Nabi
A public holiday in many states, banks remain closed.

October 2 (Thursday) – Gandhi Jayanti (National Holiday)
October 12 (Sunday) – Maha Navami
October 20 (Monday) – Diwali (Deepavali)
Widely celebrated; banks in most states will not function.
October 22 (Wednesday) – Govardhan Puja
October 23 (Thursday) – Bhai Dooj

November 5 (Wednesday) – Guru Nanak Jayanti
Observed across Punjab and some other parts of North India.

December 25 (Thursday) – Christmas Day
Banks are closed across the country to celebrate the birth of Jesus Christ.

Along with the listed dates, Indian banks are also closed on:

All Sundays
2nd and 4th Saturdays of each month
Since 2015, these Saturdays are officially non-working days for banks.

Keeping track of the banking holiday 2025 schedule ensures you avoid delays in critical financial dealings. From salary transfers to cheque clearances and loan discussions, having a prior understanding of when banks are operational is always beneficial. Whether you’re a student, business owner, salaried employee, or homemaker, a clear idea of bank leave days 2025 will help streamline your tasks.

Bookmark this article or download the holiday calendar to stay informed. Always cross-check with your local bank or the Reserve Bank of India’s official holiday list as some dates might vary based on regional observances.

You can download Bank Holiday list 2025 Below

Q1: What is an IFSC Code?

Ans: IFSC stands for Indian Financial System Code. It’s an 11-character alphanumeric code issued by the Reserve Bank of India (RBI) to uniquely identify every bank branch that participates in digital fund transfers. IFSC codes are essential for online transactions such as NEFT, RTGS, and IMPS. You can find your IFSC code using our Home or Search By Bank Name page.

Q2: Why is the IFSC Code important in online banking?

Ans: The IFSC code helps route your transaction to the correct branch. Without it, online transfers may fail or be delayed. It ensures that the money reaches the exact destination branch without manual errors or confusion.

Q3: What is a MICR Code?

Ans: MICR stands for Magnetic Ink Character Recognition. It is a 9-digit numeric code used to identify banks and branches that are part of the Electronic Clearing System (ECS), especially for processing cheques faster.

The MICR code is printed on the bottom of cheques and helps in the secure and fast clearing of physical instruments.

Q4: What is a SWIFT Code?

Ans: You can find the SWIFT code on your bank’s official website (Ex: State Bank of India) or by contacting your branch. Alternatively, our platform will soon include SWIFT code search tools to make your task even easier.