Himachal Pradesh State Co-operative Bank IFSC Code, MICR Code, and SWIFT Code – All Branches in India
Looking for the IFSC, MICR, and SWIFT codes of Himachal Pradesh State Co-operative Bank? Whether you’re making an online transfer via NEFT, RTGS, or IMPS, having the correct bank codes is essential. At WhatIsMyIFSC.in, we help you easily locate the codes you need for every Himachal Pradesh State Co-operative Bank branches across India.
About Himachal Pradesh State Co-operative Bank
Himachal Pradesh State Co-operative Bank (HPSCB) is a prominent cooperative bank in India, with its operations primarily focused on serving the state of Himachal Pradesh. Established in 1953, the bank plays a crucial role in supporting the financial needs of individuals, farmers, and businesses in the state.
HPSCB has a wide network of branches and ATMs across Himachal Pradesh, offering a variety of services, including agriculture loans, personal loans, home loans, deposit schemes, and more. The bank is known for its customer-oriented approach, providing tailored solutions to meet the unique needs of its clientele.
Bank Name: Himachal Pradesh State Co-Operative Bank
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Q1: What is an IFSC Code?
Ans: IFSC stands for Indian Financial System Code. It’s an 11-character alphanumeric code issued by the Reserve Bank of India (RBI) to uniquely identify every bank branch that participates in digital fund transfers. IFSC codes are essential for online transactions such as NEFT, RTGS, and IMPS. You can find your IFSC code using our Home or Search By Bank Name page.
Q2: Why is the IFSC Code important in online banking?
Ans: The IFSC code helps route your transaction to the correct branch. Without it, online transfers may fail or be delayed. It ensures that the money reaches the exact destination branch without manual errors or confusion.
Q3: What is a MICR Code?
Ans: MICR stands for Magnetic Ink Character Recognition. It is a 9-digit numeric code used to identify banks and branches that are part of the Electronic Clearing System (ECS), especially for processing cheques faster.
The MICR code is printed on the bottom of cheques and helps in the secure and fast clearing of physical instruments.
Q4: What is a SWIFT Code?
Ans: You can find the SWIFT code on your bank’s official website (Ex: State Bank of India) or by contacting your branch. Alternatively, our platform will soon include SWIFT code search tools to make your task even easier.