Fino Payments Bank IFSC Code, MICR Code, and SWIFT Code – All Branches in India
Looking for the IFSC, MICR, and SWIFT codes of Fino Payments Bank? Whether you’re making an online transfer via NEFT, RTGS, or IMPS, having the correct bank codes is essential. At WhatIsMyIFSC.in, we help you easily locate the codes you need for every Fino Payments Bank branches across India.
About Fino Payments Bank
Fino Payments Bank, headquartered in Mumbai, Maharashtra, is a niche bank that commenced operations in 2017. It focuses on providing financial services to the underbanked and unbanked segments of the population. The bank offers a range of services including savings accounts, current accounts, remittance services, and digital banking solutions.
With a vast network of branches and access points across India, Fino Payments Bank aims to make banking accessible to everyone, especially in rural and semi-urban areas.
Bank Name: Fino Payments Bank
Next, if you’re interested in exploring another rural-focused bank, check out Gramin Bank of Aryavart, a Regional Rural Bank committed to uplifting rural communities through accessible financial services and government-backed schemes.
Q1: What is an IFSC Code?
Ans: IFSC stands for Indian Financial System Code. It’s an 11-character alphanumeric code issued by the Reserve Bank of India (RBI) to uniquely identify every bank branch that participates in digital fund transfers. IFSC codes are essential for online transactions such as NEFT, RTGS, and IMPS. You can find your IFSC code using our Home or Search By Bank Name page.
Q2: Why is the IFSC Code important in online banking?
Ans: The IFSC code helps route your transaction to the correct branch. Without it, online transfers may fail or be delayed. It ensures that the money reaches the exact destination branch without manual errors or confusion.
Q3: What is a MICR Code?
Ans: MICR stands for Magnetic Ink Character Recognition. It is a 9-digit numeric code used to identify banks and branches that are part of the Electronic Clearing System (ECS), especially for processing cheques faster.
The MICR code is printed on the bottom of cheques and helps in the secure and fast clearing of physical instruments.
Q4: What is a SWIFT Code?
Ans: You can find the SWIFT code on your bank’s official website (Ex: State Bank of India) or by contacting your branch. Alternatively, our platform will soon include SWIFT code search tools to make your task even easier.