Equitas Small Finance Bank IFSC Code, MICR Code, and SWIFT Code – All Branches in India
Looking for the IFSC, MICR, and SWIFT codes of Equitas Small Finance Bank? Whether you’re making an online transfer via NEFT, RTGS, or IMPS, having the correct bank codes is essential. At WhatIsMyIFSC.in, we help you easily locate the codes you need for every Equitas Small Finance Bank branches across India.
About Equitas Small Finance Bank
Equitas Small Finance Bank, headquartered in Chennai, Tamil Nadu, is one of India’s leading small finance banks. It was founded in 2007 as a microfinance company and transitioned into a small finance bank in 2016 after receiving RBI approval.
Equitas Bank has made a mark with its inclusive banking approach, offering savings accounts, fixed deposits, loans, and digital banking solutions tailored for individuals, small businesses, and underserved communities. With over 400 branches, the bank focuses on accessible and tech-driven banking.
Bank Name: Equitas Small Finance Bank
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Q1: What is an IFSC Code?
Ans: IFSC stands for Indian Financial System Code. It’s an 11-character alphanumeric code issued by the Reserve Bank of India (RBI) to uniquely identify every bank branch that participates in digital fund transfers. IFSC codes are essential for online transactions such as NEFT, RTGS, and IMPS. You can find your IFSC code using our Home or Search By Bank Name page.
Q2: Why is the IFSC Code important in online banking?
Ans: The IFSC code helps route your transaction to the correct branch. Without it, online transfers may fail or be delayed. It ensures that the money reaches the exact destination branch without manual errors or confusion.
Q3: What is a MICR Code?
Ans: MICR stands for Magnetic Ink Character Recognition. It is a 9-digit numeric code used to identify banks and branches that are part of the Electronic Clearing System (ECS), especially for processing cheques faster.
The MICR code is printed on the bottom of cheques and helps in the secure and fast clearing of physical instruments.
Q4: What is a SWIFT Code?
Ans: You can find the SWIFT code on your bank’s official website (Ex: State Bank of India) or by contacting your branch. Alternatively, our platform will soon include SWIFT code search tools to make your task even easier.